Sr. Credit Risk Associate

Sr. Credit Risk Associate The Credit Risk Senior Associate job contributes to credit risk management projects and processes to ensure that an appropriate framework exists for the monitoring, reporting and analysis of credit risk. While applying advanced knowledge, strong technical aptitude and understanding of credit underwriting and risk concepts, this job provides detailed loan level risk reviews and contributes to the preparation of relevant credit risk publications for the business units, senior management, regulatory reporting, risk officers, management committees, the Board of Directors and other stakeholders.

• Evaluates credit risk of business activities to ensure that the activities are in compliance with related policies, procedures, limits, ratings, and guidelines.
• Assists in the development of departmental credit risk reporting framework to ensure accuracy and integrity of data and findings.
• Supports the development and management of internal statistical tools and matrixes to effectively monitor, measure, and manage credit risk.
• Contributes to ad hoc requests including industry benchmarking, new product research, concentration analysis or development of insights relating to credit risk profiles and trends.
• Ensures that reporting processes are well controlled and documented and performs variance analysis between risk information and financial data as needed.
• Collaborates within the department to ensure consistency in processes, assumptions, definitions and methodologies.
• Surfaces process improvement action opportunities to resolve issues and optimizes processes to better manage, measure, and monitor credit risk.

• 3 years of experience in commercial loan review or commercial underwriting
• Background in commercial real estate

• 5+ years of experience supporting commercial real estate loans
• Prior experience with bridge loans, construction loans, equipment finance, or fund finance

• University (Degree) Preferred

• Physical Requirements: Sedentary Work

Career Level 7IC

Posting end date - 8/21/26

EverBank, N.A. is committed to the well-being of its associates. That's why we offer a comprehensive Total Rewards package commensurate with the position and job-related qualifications, skills and knowledge. The Company's comprehensive Total Rewards package provides choice and flexibility and respects differences. The following benefits are available through the Company:

• Medical, dental, vision & HSA/FSA
• 401(k) savings
• Paid holidays & generous PTO
• Additional wellness & voluntary benefits

• Tuition reimbursement
• Commuter Benefits
• Life and Disability Insurance

$98,000 - $128,000

This job description is not intended to be a comprehensive list of duties, responsibilities or activities that are required to perform this job. Duties, responsibilities and activities may change without notice.

EverBank, N.A. is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers.

The Company's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.

VEVRAA Federal Contractor

Member FDIC