Loan Officer

Posting number: 2026-03825

Department: B&I - HOUSING DIVISION

Job classification: LOAN OFFICER

Posting type: Open Competitive

Categories: Community Services, Housing, Community Development

The Department of Business & Industry is recruiting to fill a Loan Officer position within the Housing Division in Las Vegas. The incumbent will support Single Family Housing programs through a variety of community outreach and engagement efforts. The incumbent will provide exceptional communication, education, and operational support for lenders, real estate professionals, homebuyers, and internal team members within the Homeownership Program (HIP). This includes delivering accurate program information, promptly responding to inquiries, updating and managing training materials, supporting public outreach, ensuring compliance with guidelines, and fostering strong professional relationships. The role also contributes to team collaboration, continuous program improvement, and the expansion of homeownership opportunities across Nevada’s diverse communities.

Graduation from high school or equivalent education and three years of technical mortgage lending, mortgage loan processing or related institutional financial experience including Federal Housing Administration (FHA)/Department of Veterans Affairs (VA) mortgage lending; OR an equivalent combination of education and experience as described above.

Notify lender of deficiencies related to loan preapprovals, assumptions and purchases; monitor and follow up on deficiencies until resolved.

Monitor servicer's handling of delinquencies, releases from Stays of Bankruptcy, post-petition payments and formal forbearance plans; compare reports submitted by lenders to reports generated by the division to ensure consistency and identify problems; compile reports of number and percent of delinquencies according to program in order to provide statistical information to the Deputy Administrator or Loan Administration Officer.

• Prepare legal documents for the Deputy Administrator or Loan Administration Officer's authorization, in order to commence the foreclosure process; monitor foreclosure proceedings to ensure compliance with federal regulations, State laws and program requirements.
• Receive and process claims, payment advises, penalties and reimbursement checks resulting from foreclosure of a mortgage.
• Provide information in response to verbal and written inquiries from lending institutions regarding underwriting and loan servicing.
• Perform related duties as assigned.

Working knowledge of: real estate and mortgage lending transactions applicable to mortgage loan application analysis.

General knowledge of: laws, regulations and statutes applicable to underwriting requirements of the single and multi-family loan programs; FHA+, Fannie Mae, Freddie Mac, and private mortgage insurance requirements related to Housing Division programs.

Ability to: make oral presentations; analyze information, problems, and situations; speak with persons of various social, cultural, economic and educational backgrounds; compute ratios, rates and percentages to calculate income ratios, determine liquid assets and calculate gains and losses of interest; establish and maintain cooperative working relationships and rapport with participating and servicing lending institutions, real estate salespersons and the general public